Living in Los Angeles, there are a lot of cars and a lot of people going places. Unfortunately, that also means there are a lot of car accidents. No one ever intends to be in a car crash, but especially throughout the San Fernando Valley, including Encino, Tarzana, Reseda, Van Nuys, and North Hills, it happens all to often.
Someone who causes a car accident is not a bad person. Part of the reason we all buy insurance is so that if we accidentally hurt someone, they will be taken care of. It is fair (and the law), that people that are hurt be compensated for their injuries. By purchasing insurance we all make sure that injured people do not go without proper medical care and proper compensation for the pain that goes along with a car accident and make sure that people are compensated for the inconvenience of the changes that must be made to accommodate for the injuries.
Unfortunately, insurance companies spend millions of dollars each year advertising to make people feel guilty when they are injured in a collision. Insurance companies are in the business of making money and one of the ways they do that is by marketing to impact public opinion. Insurance companies do not want to fulfill their duty of paying claims and compensating the injured. They would rather keep the premiums paid to them to purchase mandatory insurance policies without following through on their end of the bargain and providing proper compensation for injuries.